International travel can be exciting but also comes with unique financial challenges. Using the right credit card can make your travels more convenient and affordable by offering benefits such as no foreign transaction fees, travel rewards, and comprehensive travel protections. Here’s a look at some of the best credit cards for international travel, detailing their features and benefits.
Chase Sapphire Preferred® Card
- Rewards Rate: 2x points on travel and dining, 1x point on all other purchases.
- Sign-Up Bonus: Earn 100,000 bonus points after spending $4,000 in the first 3 months.
- Annual Fee: $95
- Benefits: No foreign transaction fees, primary rental car insurance, trip cancellation/interruption insurance, and points are worth 25% more when redeemed for travel through Chase Ultimate Rewards.
Capital One Venture Rewards Credit Card
- Rewards Rate: 2x miles on every purchase.
- Sign-Up Bonus: Earn 60,000 miles after spending $3,000 in the first 3 months.
- Annual Fee: $95
- Benefits: No foreign transaction fees, up to $100 credit for Global Entry or TSA PreCheck, and miles can be used to erase travel purchases or transferred to over 15 travel loyalty programs.
American Express® Gold Card
- Rewards Rate: 4x Membership Rewards® points at restaurants, including takeout and delivery, 3x points on flights booked directly with airlines or on amextravel.com, 1x point on other purchases.
- Sign-Up Bonus: Earn 60,000 Membership Rewards® points after spending $4,000 in the first 6 months.
- Annual Fee: $250
- Benefits: No foreign transaction fees, up to $120 in annual dining credits, up to $100 in airline fee credits, and access to The Hotel Collection.
Citi Premier® Card
- Rewards Rate: 3x points on air travel, hotels, and restaurants; 3x points at supermarkets and gas stations; 1x point on all other purchases.
- Sign-Up Bonus: Earn 80,000 bonus points after spending $4,000 in the first 3 months.
- Annual Fee: $95
- Benefits: No foreign transaction fees, annual $100 hotel savings benefit, and points can be transferred to various airline loyalty programs.
Bank of America® Travel Rewards Credit Card
- Rewards Rate: 1.5x points on all purchases.
- Sign-Up Bonus: 25,000 online bonus points after spending $1,000 in the first 90 days.
- Annual Fee: $0
- Benefits: No foreign transaction fees, flexible redemption options for travel purchases, and no blackout dates.
The Platinum Card® from American Express
- Rewards Rate: 5x Membership Rewards® points on flights booked directly with airlines or with American Express Travel, 5x points on prepaid hotels booked with American Express Travel, 1x point on other purchases.
- Sign-Up Bonus: Earn 100,000 Membership Rewards® points after spending $6,000 in the first 6 months.
- Annual Fee: $695
- Benefits: Extensive travel benefits including access to the American Express Global Lounge Collection, up to $200 in Uber credits, up to $200 in airline fee credits, and no foreign transaction fees.
Capital One VentureOne Rewards Credit Card
- Rewards Rate: 1.25x miles on every purchase.
- Sign-Up Bonus: Earn 20,000 miles after spending $500 in the first 3 months.
- Annual Fee: $0
- Benefits: No foreign transaction fees, flexible redemption options, and miles can be transferred to over 15 travel loyalty programs.
Discover it® Miles
- Rewards Rate: 1.5x miles on all purchases.
- Sign-Up Bonus: Discover will match all the miles you’ve earned at the end of your first year.
- Annual Fee: $0
- Benefits: No foreign transaction fees, flexible redemption options, and no annual fee.
Using the right credit card for international travel can help you save money and enhance your travel experience. Look for cards with no foreign transaction fees, robust rewards programs, and comprehensive travel benefits. By choosing the best card for your travel needs, you can enjoy your international adventures with greater financial confidence and convenience.
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